Employee Benefits
Voluntary benefits are supplemental to core health insurance and retirement savings plans and are typically employee-paid through salary-deferred contributions. They can be a cost-efficient way to provide additional coverage to employees, who can purchase these plans through their employer at a lower, group rate.
Small business owners wear many hats and simply finding the time to research and manage employee benefits isn’t easy. So it’s not surprising that small business employers aren’t exactly tuned into the insurance needs of their employees or are even familiar with the benefits that they could offer outside core health insurance.
For example, when surveyed by insurance carrier Colonial Life, 47% of small business employees responded that they value non-medical insurance benefits almost twice as much as their employers believe they do. And 40-49% of small business employees are interested in purchasing additional insurance benefits, such as life, disability, and critical illness if they have access.
Clearly, there’s a huge gap between what employers think and what employees value.
So how do small business employers go about attracting and retaining talent if their benefit packages are apparently short of employee expectations and needs?
This is where voluntary benefits can help.
Focus on your business and we'll take care of the benefits.
Schedule an appointment with a Benefits Specialist Today. general@nuroyalgroup.com
AT NO-COST TO BUSINESS OWNER

Take care of your employees, and they'll take care of your business.
![]() Hospital Indemnity | ![]() Dental & Vision | ![]() Life Insurance |
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![]() Critical Illness | ![]() Cancer Insurance | ![]() Disability Insurance |
![]() Accident Insurance |
Employees depend on insurance for peace of mind and protection. We can coordinate voluntary benefits let you offer your employees better benefits at no direct cost to you. You can help protect your employees and your bottom line at the same time.